Real coverage at a fraction of what the marketplace charges.
If you’re self-employed, a 1099 contractor, or a family priced out of ACA marketplace plans, you’ve probably noticed the options aren’t great. High premiums. High deductibles. EZWave offers a layered plan that gives you real coverage at a fraction of what marketplace plans charge.
Layered plans, sized to your life.
For major events, ShareWELL — a 501(c)(3) non-profit healthshare community — handles hospitalizations, surgeries, and emergency care. You choose your Unshared Amount and eligible expenses above that are shared with no annual or lifetime cap.
Lower unshared amount for those who want maximum sharing on major events.
- No annual or lifetime cap
- 501(c)(3) non-profit sharing
- Better than a deductible
Higher unshared amount for the lowest monthly cost — best for healthy individuals.
- No annual or lifetime cap
- 501(c)(3) non-profit sharing
- Better than a deductible
Cash-pay rates, not marketplace prices.
ACA marketplace premiums have risen sharply for individuals and families who don’t qualify for subsidies. EZWave accesses care at transparent, negotiated cash-pay rates — outside the inflated insurance billing system — so your monthly cost is dramatically lower without gutting your protection.
“As a 1099 contractor I always assumed good health coverage was out of reach for me. Bain walked me through everything in about 15 minutes and I was enrolled the same day. I’ve had two doctor visits since and paid exactly what they told me I would. No surprises.”